by John Rothe, CMT | Jan 19, 2018 | Financial Planning, Retirement
Why are they made again and again? Much has been written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, there are also some classic financial missteps that plague retirees....
by John Rothe, CMT | Nov 8, 2017 | Retirement
Resist the temptation. Your future self will thank you Retirement accounts are not bank accounts. Nor should they be treated as such. When retirement funds are drawn down, they impede the progress of retirement planning, even if the money is later restored. ...
by John Rothe, CMT | Nov 3, 2017 | Retirement
Financial burdens could alter their retirement prospects. Imagine retiring with $50,000 of debt. Some new retirees owe more than that. Outstanding home loans, education debt, small business loans, and lingering credit card balances threaten to compromise their...
by John Rothe, CMT | Nov 1, 2017 | Financial Planning, Retirement
Investors may be lulled into a false sense of security by this market. Will the current bull market run for another year? How about another two or three years? Some investors will confidently say “yes” to both questions. Optimism abounds on Wall Street: the major...
by John Rothe, CMT | Oct 24, 2017 | Retirement
Earning too much may cause portions of your retirement benefits to be taxed. You may be shocked to learn that part of your Social Security income could be taxed. If your provisional income exceeds a certain level, that will happen. Just what is “provisional...
by John Rothe, CMT | Oct 10, 2017 | Retirement
What are the potential benefits? What are the drawbacks? If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for some traditional IRA owners, but not all. Why go Roth? There is an assumption behind...
