Frequently Asked Questions:

What is your investment methodology?

We use active investment strategies that are designed to be adaptive to the ever-changing conditions of the market.

Our objective is to reduce portfolio risk and provide above-average growth over a market cycle by using a quantitative, mathematical rule-based approach.

What is your background/firm history?

Riverbend was formed in 2006 by John Rothe to provide our clients with investment strategies to help their portfolio grow in rising markets and be protected from major market drops — a concept that seems to be ignored by most of Wall Street.

You can view our ADV on the SEC’s Investment Adviser Public Disclosure website at

Background – John Rothe

John has been managing client assets for nearly 25 years. Some highlights include:

Morgan Stanley

Vice President, Investments

Oppenheimer  & Co

VP, OMEGA Portfolio Manager


University of Maryland, Finance

Licenses Held:

Series 3 – National Commodities Futures Examination

Series 7 – General Securities Representative Qualification Examination

Series 24 – General Securities Principal Qualification Examination

Series 63 – Uniform Securities Agent License

Series 65 – Uniform Investment Adviser Law Examination


NAAIM – National Association of Active Investment Advisors

MTA – Market Technicians Association

XYPN – XY Planning Network

What services do you offer your clients

We are investment managers with a focus on risk-managed investment strategies.

Our typical client is looking for an adaptive and active investment management strategy to help them grow their portfolio.

Note: We do not provide insurance planning or traditional financial planning (ie budgeting, estate planning, etc).

What is your firm’s fee schedule?

We charge a flat monthly rate of 0.16%. This is calculated as follows:

Month-end value of portfolio x 0.16% = Asset Management fee

Where can I find reviews, testimonials, clients I can speak to, etc?

Under their current rules, the SEC prohibits the use of testimonials. Additionally, our privacy policy does not allow us to share any client information.

Where will my account be held?

We use a 3rd party custodian, TD Ameritrade Institutional. You can read more about our relationship with TD Ameritrade here (PDF)

How is my account protected?

TD Ameritrade is a member of the Securities Investor Protection Corporation (SIPC). Securities in your account are protected up to $500,000, with a cash limit of $250,000.

Additionally, TD Ameritrade provides each client $149.5 million worth of protection for securities and $2 million of protection for cash through supplemental coverage.

Where can I learn more?

The best way to learn more is to contact us directly: Contact Us