Social Security Optimization Case Study
Meet the Neilsons
(fictitious name to keep client information private)
Mike and Amanda — married
Current Ages — 56/54
Life Expectancy — 90/90
Salary — $200K/$100K
Social Security — ??
Monthly Expenses in Retirement — $10K
Invested Assets — $1.5MM qualified
3 Questions Facing the Neilsons On When To Begin Social Security
How much income do you need in retirement?
How long will you live?
Because you can’t be sure how long you’ll live, what makes you feel more secure; a smaller benefit sooner or a bigger benefit later?
source: Right Capital
What Are Their Options?
How Big Is The Difference?
“Wait to 70” vs “Start Early”
What to do Next
If you would like to get a better understanding of your retirement saving and planning options, feel free to reach out to me. You can schedule a complimentary strategy call with me here: https://www.riverbendinvestments.com/talk
We can review your current retirement plan to see if an optimization strategy would be beneficial to you.
Founder, Chief Investment Officer
Riverbend Investment Management