Blog 2017-05-09T14:42:03+00:00


Will You Be Prepared When the Market Cools Off?

Markets have cycles, and at some point, the major indices will descend.   We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what they have witnessed. [...]

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Beware of Emotions Affecting Your Money Decisions

Today’s impulsive moves could breed tomorrow’s regrets.   When emotions and money intersect, the effects can be financially injurious. Emotions can cause us to overreact – or not act at all when we should.   Think of the investors who always respond to sudden Wall Street volatility. That emotional response [...]

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The Rough Consequences of Not Saving for Retirement

Do you really want to risk facing these potential outcomes?   Saving for retirement may seem a thankless task. But you may be thanking yourself later. Putting away a percentage of one’s income, money that could be used for any number of bills or luxuries, is a sacrifice made in [...]

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Cash Flow Management : An underappreciated fundamental in financial planning

Even if you are not a business owner, cash management is an important part of the financial planning process.   You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and personal “financial [...]

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How Will You Spend Your Retirement Savings?

Keep an eye on where it goes, as some destinations may be better than others.   You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, health care expenses, and, perhaps, debt reduction. Beyond the basics, you will [...]

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