Beware of Emotions Affecting Your Money Decisions

Today’s impulsive moves could breed tomorrow’s regrets.   When emotions and money intersect, the effects can be financially injurious. Emotions can cause us to overreact – or not act at all when we should.   Think of the investors who always respond to sudden Wall Street volatility. That emotional response may not be warranted, and [...]

By |2017-05-24T15:45:29+00:00May 24th, 2017|Financial Planning|Comments Off on Beware of Emotions Affecting Your Money Decisions

The Rough Consequences of Not Saving for Retirement

Do you really want to risk facing these potential outcomes?   Saving for retirement may seem a thankless task. But you may be thanking yourself later. Putting away a percentage of one’s income, money that could be used for any number of bills or luxuries, is a sacrifice made in the present in order to [...]

By |2017-05-09T14:35:46+00:00May 9th, 2017|Retirement|Comments Off on The Rough Consequences of Not Saving for Retirement

Cash Flow Management : An underappreciated fundamental in financial planning

Even if you are not a business owner, cash management is an important part of the financial planning process.   You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and personal “financial planning” involve tomorrow’s goals, but [...]

By |2017-05-03T13:14:41+00:00May 3rd, 2017|Financial Planning|Comments Off on Cash Flow Management : An underappreciated fundamental in financial planning